Checking Credit: Soft Check vs Hard Check

Mohamed Konate


Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook. Read his full author bio

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Checking Credit: Soft Check vs Hard Check
Published by Mohamed Konate | Updated Jan 11, 2024
Checking Credit: Soft Check vs Hard Check
Reading Time: 4 Min Part of good financial health is checking your credit report and score. You can improve your score by making sure your credit report is free of errors and you are up to date on your credit and loan payments. Other factors like diversity in types of credit and credit utilization impact your overall credit score.… Continue reading Checking Credit: Soft Check vs Hard Check
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How to Dispute a Credit Report Error
Published by Mohamed Konate | Updated Jan 11, 2024
How to Dispute a Credit Report Error
Reading Time: 4 Min Checking your credit report and ensuring accuracy is an important step for identity theft prevention, financial planning, and security. Your credit score affects your ability to take out loans, credit cards, mortgages, and other credit products. It can even affect some employment opportunities.   To maintain accuracy, you should check your credit report at least… Continue reading How to Dispute a Credit Report Error
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Does Applying for a Credit Card Hurt Your Credit Score?
Published by Mohamed Konate | Updated Jan 11, 2024
Does Applying for a Credit Card Hurt Your Credit Score?
Reading Time: 4 Min Your credit score provides a quick snapshot of your creditworthiness as a borrower. Lenders use your credit score and report to assess how likely you are to repay future debts. From there, a lender will determine whether they will extend new credit to you, such as a credit card. Naturally, this means your credit score… Continue reading Does Applying for a Credit Card Hurt Your Credit Score?
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Marble Financial Review
Published by Mohamed Konate | Updated Jan 11, 2024
Marble Financial Review
Reading Time: 6 Min Marble Financial has been helping Canadians improve their credit score, track spending, and establish financial health since 2016. Through the company’s artificial intelligence technology, Marble Financial offers insightful financial plans tailored to the lifestyles of specific consumers. This platform will help individuals set and reach financial goals quickly. With different price points for each service,… Continue reading Marble Financial Review
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How to Get a US Credit Card in Canada
Published by Mohamed Konate | Updated Nov 24, 2023
How to Get a US Credit Card in Canada
Reading Time: 3 Min As a Canadian consumer, you may be aware of the remarkable benefits offered by US credit cards. Let’s delve into the details of how to get a US credit card in Canada. Why Should Canadians Consider US Credit Cards? The US credit card market is incredibly lucrative, offering remarkable advantages to cardholders. These perks range… Continue reading How to Get a US Credit Card in Canada
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All You Need to Know About the Mortgage Stress Test
Published by Mohamed Konate | Updated Mar 20, 2024
All You Need to Know About the Mortgage Stress Test
Reading Time: 7 Min Buying a home is a long-cherished dream of many Canadians. However, the process is not easy, especially with a limited income. You will have to look at all the options and related risks involved to make a safe decision. One of the things you need to know is the mortgage stress test.
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