The RBC Visa Signature Black is a good card for people who regularly purchase in USD and who shop across the border. It transacts using U.S. dollar so you can avoid daily fluctuations. Because this is also an American credit card and not just a USD currency card, it does not charge the typical 2.5% foreign transaction fee on purchases in the US.
No annual fee – This is a good deal for a card that helps you avoid fluctuating exchange rates and a foreign transaction fee.Earn Rewards with Every Purchase You Make. Redeem for Cash Back, Travel, Gift Cards and More.
Make your transaction in U.S. dollar and avoid daily currency fluctuationsRedeem your RBC Rewards points for cash back( 1%)
No annual fee
Pay fewer fees when it comes to foreign transaction and purchases made across the border with a US dollar credit card. And when it comes to these specialty credit cards, the Scotiabank US Dollar VISA stands out with no U.S. dollar conversion fees on top of purchase security, extended warranty and a 25% discount at participating Avis locations.
Great reasons to get this card for your U.S. dollar purchases
The convenience and flexibility of paying in U.S dollars
The CIBC Aventura Visa Infinite Card is jam-packed with benefits with an alluring starting bonus, NEXUS application rebate, travel and mobile device insurance, and perks that make travelling easier and more comfortable. Plus, with the waived annual fee on the first year, there is no reason not to get this great travelers and rewards card.
Fly on any airline, every flight, every seat with points that don't expire
Get points with every purchase and redeem them towards trips and merchandise. Multiplying your points is as easy as buying groceries, pumping gas or booking a trip.
1x
1 Aventura Point for every $1 spent using your card
1.5x
1.5 Aventura Points for every $1 spent at gas stations, grocery stores and drug stores
2x
2 Aventura Points for every $1 spent when you purchase your trip through the CIBC Rewards Centre
The CIBC Aerogold Visa for Business is a practical way to consolidate all your business expenses while getting rewarded. The reward system is decent with 1.5 Aeroplan miles per dollar spent when you consider an annual fee that's lower than other business credit cards in Canada. Plus, with Air Canada Perks thrown in the mix, the CIBC Aerogold Business Credit Card makes travelling for business more pleasurable.
Why We Like It:
CIBC Aerogold® Visa* Card for Business review
Better your business life
Manage credit flow at competitive interest rates while earning Aeroplan? Miles and prime airport experiences
Get up to 35,000 Aeroplan Miles Welcome BonusUse them for business trips or dream destinations!
Add cardholders to earn miles faster
Get up to 9 additional cards to consolidate business expenses
Accelerate your Aeroplan Miles
Collect miles at premium rates
1.5 miles
for every $1 spent on airlines, hotels, car rental agencies, travel agencies and gas stations
1 mile
for every $1 spent on all other purchases
Earn miles twice
at over 150 Aeroplan Partners and 100+ online retailers
With the CIBC Dividend Visa Infinite Card, the cash back rewards are endless – especially if you use your credit card mostly for gas and groceries. You can earn up to 4% cash back with no limit on the amount you can earn. It’s the best credit card for gas, groceries and family spending.
CIBC Dividend® Visa Infinite* Card review
It's simple. Get cash back just for using your card.
4% cash back
on gas and grocery store purchases
2% cash back
on Tim Hortons and TELUS purchases
1% cash back
on all other purchases
Earn maximum rewards
No limit on the total cash back you can earn
With a premium rewards program that gives you the flexibility to redeem points and rewards, we consider the RBC Visa Business Platinum Avion the best business credit card in Canada. It?s great for businesses that spend more than $800 a month and want a comprehensive insurance program for overseas travel and a lucrative welcome bonus on top of the flexibility in redeeming points.
Tempting bonus offer ? You get 15,000 bonus RBC reward points simply by signing up and getting approved, plus a low introductory rate of 1.90% on the first 10 months for balance transfers and advances.Earn 1 RBC Rewards point for every $1 spent on every purchase made with your card. Plus, you can earn additional bonus points when you shop online with our partners.
Earn Points FasterCombine the RBC Rewards points earned from all your employees? Business Platinum Avion cards into one account, and pool your points between your business and personal Avion cards.
Redeem for Merchandise, Gift Cards or Financial RewardsUse your points to invest in your business, provide incentives to employees, pay back your balance or simply reward yourself.
Instant Fuel Savings at Petro-CanadaLink Your Card And Instantly Save 3c/L On Fuel And Always Earn 20% More Petro-Points And RBC Rewards Points.
Students who are serious in building their credit history may find the L?earn Visa Card to their liking. It has no annual fee, gives 1% cash back and has easy-approval requirements. While this student credit card has no bells and whistles in terms of rewards, the straightforward cash back structure offers enough rebates for you to save cash when you shop and delivers the advantages of a credit card minus the high-income requirement.
Why We Like It:
Students can now get a VISA card that was designed with students in mind. The L'earn VISA card offers a Moneyback reward program and a host of other great benefits.
Always going to the US for vacation? Then it pays to have the TD US Dollar Visa Card in your wallet. It lets you pay in USD directly, eliminating foreign exchange fees and giving you better exchange rates than if you use other Canadian credit cards. This US dollar credit card is perfect for the frequent cross-border shopper or business people who are heading south often.
The product of TD's partnership with Expedia, the TD First Class Travel Visa Infinite Card is a great card for travelers. It comes with a host of travel benefits including a flexible points program, generous sign-up bonus and impressive travel insurance coverage.
TD First Class Travel Visa Infinite Card Review
Limited Time Offer
Earn up to 60,000 TD Points1 (a travel value of $30021) Plus, first year no Annual Fee for the Primary and Additional Cardholders1.
Conditions Apply. Must apply by May 30, 2021.
Redeem TD Points for travel and travel-related purchases
Also redeem TD Points for retail merchandise and gift cards, or for a cash credit to your Account
No travel blackouts, no seat restrictions and no expiry for your TD Points
An extensive suite of travel insurance
Earn 3 TD Points
for every $1 you spend on Purchases made using your Card
Earn 9 TD Points
when you book travel online through Expedia For TD
Your TD Points don't expire
as long as you are a TD First Class Travel Visa Infinite Cardholder
The Home Trust Secured Visa is designed for individuals who need to rebuild or reestablish their credit. It offers easy approval for anyone and gives you a flexible credit limit, ranging from $500 to $10,000, depending on your security deposit. Of course, it also comes with other benefits such as a 21-day no-interest grace period and no annual fee.
Why We Like It:
No Fee Home Trust Secured Visa Card Review
The best way to get the credit you deserve.The application process is very simple and almost everybody is approved!
Build or re-build your credit, even if you’ve had credit difficulties in the past,
or have never had a credit card before! An excellent opportunity to establish your credit rating.
Get all the benefits of Visa* while re-building your credit:
With no foreign transaction fee and no annual fee in one credit card, what’s not to like about the Home Trust Preferred Visa? And because this is a no fee credit card, all benefits come free.
Why We Like It:
The Preferred Visa from Home Trust is a great credit card that doesn't charge a foreign transaction fee, this card helps cardholders to save 2.5% each time they make a purchase in any foreign currencies either online or in store.
The Home Trust Preferred Visa is a great cash back card that allows cardholders to earn 1% cash back1 on all eligible purchases.
The TD Aeroplan Visa Infinite Card is a versatile credit card that allows you to earn Aeroplan miles, get a comprehensive travel insurance package, and earn rewards at a decent rate. With TD being the official partner of Aeroplan, we consider this one of the best Aeroplan credit card in Canada. It targets members and gives double miles when used together with the Aeroplan membership card.
The Home Trust Secured Visa is designed for individuals who need to rebuild or reestablish their credit. It offers easy approval for anyone and gives you a flexible credit limit, ranging from $500 to $10,000, depending on your security deposit. Of course, it also comes with other benefits such as a 21-day no-interest grace period and no annual fee.
Why We Like It:
Home Trust Secured Visa Card Review
The best way to get the credit you deserve.The application process is very simple and almost everybody is approved!
Build or re-build your credit, even if you’ve had credit difficulties in the past,
or have never had a credit card before! An excellent opportunity to establish your credit rating.
Virtually everyone is approved.
Get all the benefits of Visa* while re-building your credit:
The Scotiabank Momentum Business Visa helps business owners organize and track expenses with ease while rewarding them for everyday purchases. With up to 3% cash back and an introductory low balance transfer rate, this business credit card is ideal for startups with pre-existing debt and business owners looking to expand.
Why We Like It:
Scotiabank Momentum® for business Visa* Card review
Great Reasons To Get This Card For Your Everyday Business Purchases
3%
Gas Stations
3%
Restaurants
3%
Office Supplies
3%
Recurring Bill Payments
Plus, Earn cash back On All Other Eligible Business Purchases
0.99% introductory interest rate on balance transfers for the first 6 months
The Scotia Value Visa is aimed at individuals looking for a good balance transfer credit that offers decent privileges and a lower interest rate beyond the introductory promo period. Although it comes with a minimal fee, customers who cannot pay their balance in full can take advantage of the low post-promotional rate of 12.99%. Plus, if you regularly rent cars from Avis, then you might get the best value out of this card.
Why We Like It:
Scotiabank Value® Visa* Card review
Great reasons to get this card for your everyday purchases
Save up to hundreds of dollars a year on interest
Pay down higher interest rates balances faster
Transfer higher rate balances and save even more
With a car being an essential albeit expensive purchase for a growing business, the Scotiabank GM Business Visa comes in handy for the entrepreneur seeking to buy or lease a GM car in the near future. At the same time, it offers practical benefits for the pragmatic businessman, including rental car discounts and a decent shopper protection program for a small annual fee that you can waive on the 1st year.
Why We Like It:
Great reasons to get this card for your everyday business purchases
Earn 5% in GM Earnings on the first $10,000 spent annually,and 2% on all other everyday business purchases
$1in GM Earnings =$1towards your purchase or lease of a new Chevrolet, Buick, GMC, or Cadillac
Earnings do not expire as along as you are a cardholder
No earning or redemption caps
Refresh Financial offers consumers the simplest way to establish and rebuild their credit with their Secured Visa card. This card is a great fit for consumers with little or no credit, poor credit scores or bankruptcy history because there are no credit checks and minimum income requirements. All you need is a security deposit and you?re approved.
Refresh Financial's Secured Visa Card helps you establish and rebuild your credit and improve your credit score.
Anyone with little or no credit, bankruptcy and consumer proposals can apply.
All you need is a security deposit to get approved. As you use your card and make monthly payments on time, they are reported to the credit bureaus and this builds your credit score.
For people who love to eat and drive, the Scotia Momentum VISA Infinite Card is the best rewards credit card with a fee. It provides an unrivaled 4% cash back on food and gas along with 2% on recurring payments and drugstore purchases, and 1% on the rest. On top of that, this card also comes with comprehensive insurance benefits and concierge benefits.
Great reasons to get this card for your everyday purchases
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350*.
• 4% on eligible recurring bill payments and grocery store purchases
• 2% on eligible gas station and daily transit purchases
• 1% cash back on all other eligible everyday purchases
• Complimentary Concierge Services 24/7
• Visa Infinite Dining Series
• Visa Infinite Music Series
• Wine Country Wonders
• Luxury Hotel Privileges
• Comprehensive Travel Insurance & New Mobile Device Insurance coverage
For an annual fee of $139, card holders obtain an array of travel benefits including point travel redemption, travel insurance and airport lounge access. Scotiabank boasts about this credit card because it is the only major bank in Canada that offers a credit card with no foreign transaction fees and airport lounge access.